Medicare Open Enrollment Tips
Medicare Open Enrollment runs from October 15-December 7. This is the time to make changes to your plan for 2023.
Who is IRMAA, and Why Does She Hate Me?
For most Medicare subscribers, IRMAA is inevitable. Learn how it's calculated and how you may be able to reduce it.
Home Health Care Services under Medicare
Home health care services may become essential as you age. Learn which home health care services are covered by Medicare.
What You Need to Know About Open Enrollment for the Affordable Care Act
There's a short window to obtain coverage under the Affordable Care Act. Ensure you have the right health insurance.
Are Health Savings Accounts Right for You and Your Financial Plan?
Are Health Savings Accounts Right for You? A Health Savings Account (HSA) is a tax-advantaged personal medical savings account that can be used for qualified healthcare expenses. They have been in existence since George W. Bush signed them into law in 2003 and have become a more significant part of medical expense planning for individuals, […]
Is It the Right Time to Reallocate Your Insurance $$$?
As Baby Boomers approach retirement they often ask the questions: Should I continue to keep my life insurance policies? Should I continue to pay for my long-term disability insurance policies? Is there somewhere else that these premiums would be better spent? There is no simple answer to these questions, but a good start is to […]
Long-Term Care May be Part of the Circle of Life
Long-term care may become necessary late in life. Reduce the burden on loved ones with some planning.
A Free Tool to Connect the Elderly with Special Services
Many older citizens need special services to assist them in their daily lives, including things such as transportation, meals, and home care. As a result, adult children of older Americans often become caregivers and need to learn how to fulfill those roles. The Eldercare Locator is a public service of the Administration on Aging, an […]
Medicare and Employer Health Coverage
You're eligible for Medicare! But what if you're still working and have health insurance? Here are your choices.
Health Insurance – Know your Options and Get Covered
According to a study published in the American Journal of Medical Health, people who lack health insurance have a 40% higher rate of death in any given year than those with health insurance. This fact should alert us to the need to have health insurance coverage at all times – and to find the most […]
Don’t Neglect Your Risk Management Portfolio
While most people may be concentrating on saving for retirement, putting their kids through college, or buying that second home, they must also take the time to evaluate their risk management portfolio. Individuals often overlook the potentially devastating effect a death, disability or lawsuit can cause their loved ones. Who can blame them? No one […]