Insurance Planning

Archive for the ‘Insurance Planning’ Category


A Free Tool to Connect the Elderly with Special Services

Many older citizens need special services to assist them in their daily lives, including things such as transportation, meals, and home care. As a result, adult children of older Americans often become caregivers and need to learn how to fulfill those roles. The Eldercare Locator is a public service of the Administration on Aging, an […]

affordable care marketplace exchange open enrollment

Open Enrollment for Affordable Care Has Begun

On November 1, open enrollment for the Federal Health Insurance Marketplace Exchange began, and will continue through December 15. For states that have created their own exchange, open enrollment is open now, as well. Who is Eligible for Coverage Under the Affordable Care Act? You are eligible for coverage if you are under age 65 […]

HSA Health Savings Accounts

Are Health Savings Accounts Right for You?

Are Health Savings Accounts Right for You? A Health Savings Account (HSA) is a tax-advantaged personal medical savings account that can be used for qualified healthcare expenses. They have been in existence since George W. Bush signed them into law in 2003 and have become a more significant part of medical expense planning for individuals, […]

Medicare Open Enrollment Begins October 15, 2018

What is the Medicare Open Enrollment Period? The Medicare Open Enrollment Period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year, Medicare plan costs and coverage typically change. In addition, your health-care needs may have changed over the past year. The Open […]

Health Insurance – Know your Options and Get Covered

According to a study published in the American Journal of Medical Health, people who lack health insurance have a 40% higher rate of death in any given year than those with health insurance. This fact should alert us to the need to have health insurance coverage at all times – and to find the most […]

Is It the Right Time to Reallocate Your Insurance $$$?

As Baby Boomers approach retirement they often ask the questions: Should I continue to keep my life insurance polices? Should I continue to pay for my long-term disability insurance policies? Is there somewhere else that these premiums would be better spent? There is no simple answer to these questions, but a good start is to […]

insurance planning

Don’t Neglect Your Risk Management Portfolio

While most people may be concentrating on saving for retirement, putting their kids through college, or buying that second home, they must also take the time to evaluate their risk management portfolio. Individuals often overlook the potentially devastating effect a death, disability or lawsuit can cause their loved ones. Who can blame them? No one […]

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