Insurance Planning

Archive for the ‘Insurance Planning’ Category

affordable care marketplace exchange open enrollment

What You Need to Know About Open Enrollment for the Affordable Care Act

There’s a short window to obtain coverage under the Affordable Care Act. Ensure you have the right health insurance.

Medicare Open Enrollment

Medicare Open Enrollment Begins October 15, 2020

Medicare Open Enrollment runs from October 15-December 7. This is the time to make changes to your plan for 2021.

eldercare

A Free Tool to Connect the Elderly with Special Services

Many older citizens need special services to assist them in their daily lives, including things such as transportation, meals, and home care. As a result, adult children of older Americans often become caregivers and need to learn how to fulfill those roles. The Eldercare Locator is a public service of the Administration on Aging, an […]

HSA Health Savings Accounts

Are Health Savings Accounts Right for You?

Are Health Savings Accounts Right for You? A Health Savings Account (HSA) is a tax-advantaged personal medical savings account that can be used for qualified healthcare expenses. They have been in existence since George W. Bush signed them into law in 2003 and have become a more significant part of medical expense planning for individuals, […]

Health Insurance – Know your Options and Get Covered

According to a study published in the American Journal of Medical Health, people who lack health insurance have a 40% higher rate of death in any given year than those with health insurance. This fact should alert us to the need to have health insurance coverage at all times – and to find the most […]

Is It the Right Time to Reallocate Your Insurance $$$?

As Baby Boomers approach retirement they often ask the questions: Should I continue to keep my life insurance polices? Should I continue to pay for my long-term disability insurance policies? Is there somewhere else that these premiums would be better spent? There is no simple answer to these questions, but a good start is to […]

insurance planning

Don’t Neglect Your Risk Management Portfolio

While most people may be concentrating on saving for retirement, putting their kids through college, or buying that second home, they must also take the time to evaluate their risk management portfolio. Individuals often overlook the potentially devastating effect a death, disability or lawsuit can cause their loved ones. Who can blame them? No one […]

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