You know it's important to have a budget. But when retirement is looming, budgeting becomes critical. It could mean the [...]

Did you take an RMD before the CARES Act passed and changed the requirement? There's still time to roll back [...]

One of the most significant retirement decisions you will make is deciding where you want to live in retirement. Considerations [...]

Planning for retirement, especially during a pandemic, can be stressful. Avoid these retirement planning mistakes to ensure you achieve your [...]

On June 10, the Federal Reserve announced that it is unlikely they will raise interest rates until 2022. This is [...]

On March 21, the Treasury Department directed the IRS to postpone the tax filing deadline from April 15 to July [...]

May 29 highlights the benefits of investing in a 529 College Savings Plan. Learn how a 529 Plan can help [...]

Few life events are more stressful than a job loss. If you or someone you know is in this situation [...]

A Word About Stimulus Checks Are you eligible for a stimulus check from the Treasury Department? As of Friday, April [...]

Investors and advisors around the world are always striving to understand the markets, hoping to use educated logic to anticipate [...]

The CARES Act, signed into law on Friday, March 27, is a relief bill for individuals, small businesses, and non-profit [...]

New Jersey has extended the State income tax filing deadline and the corporate business tax filing deadline from April 15 [...]

On Friday, March 28, President Trump signed the CARES Act into law. The CARES Act is an economic stimulus package [...]

New York State has extended the April 15, 2020 due date for filing personal income tax and corporate tax returns. [...]

COVID-19 scams are running rampant, targeting the elderly, individuals with pre-existing conditions, and low-income Medicaid recipients. The fraudulent sales pitches [...]

The stock market, after eleven years of unprecedented growth, has officially transitioned into a bear market. A bear market is [...]

On Saturday March 21, the Treasury Department and IRS extended the due date for filing Federal income tax returns for [...]

On March 18, the Internal Revenue Service issued Notice 2020-17, Relief for Taxpayers Affected by Ongoing Coronavirus Disease 2019 Pandemic, [...]

Millions faithfully file their 1040 forms each April. But some things about federal income taxes may surprise you. The tax [...]

As I was sitting down to write this article, I received an email from a younger client of mine with [...]

The Coronavirus has dominated the news cycle of late, and markets are clearly reacting to the news because the outcome [...]

Many older citizens need special services to assist them in their daily lives, including things such as transportation, meals, and [...]

There is a high likelihood the SECURE Act will affect your retirement and estate planning. Passed into law in December [...]

There is a high likelihood the SECURE Act will affect your retirement planning. The Setting Every Community Up for Retirement [...]

Once a month, we send out Access Insights, an electronic newsletter that summarizes all of the blog posts that have [...]

Join us in congratulating Howard Milove, Howard Hook, and Darren Zagarola for winning the 2020 Five Star Wealth Manager award!  [...]

As if it’s not hard enough to remember to write the new year on your checks, now authorities are warning [...]

We are proud to share that Access Wealth has been selected as a Future 50 RIA by Citywire USA. The [...]

On December 20, 2019, Congress passed, and the President signed the “Setting Every Community Up for Retirement Enhancement Act,” better [...]

The Tax Cuts and Jobs Act of 2017 (TCJA) made significant changes to practically everyone’s Federal income taxes beginning in [...]

As a way of celebrating the Thanksgiving and Holiday season, we hosted a food drive to benefit the Community FoodBank [...]

Now is the time (October 15-December 7) that the 64 million Americans on Medicare must decide whether to stay on [...]

If you would like to contribute to this year’s food drive to support the Community FoodBank of New Jersey, please [...]

On November 1, open enrollment for the Federal Health Insurance Marketplace Exchange began, and will continue through December 15. For [...]

Property taxes in New Jersey continue to be a hot topic of conversation, especially given the changes to the federal [...]

The annual Medicare open enrollment period starts next Tuesday, October 15. For those currently enrolled in Medicare, this is the [...]

Research by Charles Schwab shows that three in five Americans live paycheck to paycheck, and only one in four have [...]

This past Wednesday, the Federal Reserve lowered the target for the Federal Funds rate by a quarter of a percentage [...]

Are Health Savings Accounts Right for You? A Health Savings Account (HSA) is a tax-advantaged personal medical savings account that [...]

Howard Hook has been invited to join the Forbes NY Finance Council and be a regular contributor to Forbes.com Community [...]

Access Wealth is proud to support the Cranford Jaycees. We sponsored a hole at their Annual Golf Outing, which set [...]

Congratulations to Darren Zagarola on being elected President of the Board of Directors of the Princeton Adult School. Darren is [...]

It is with great pleasure we announce that Adrian Rodriguez has joined the Access Wealth team as a full-time Analyst. [...]

Congratulations to Adrian Rodriguez on graduating Cum Laude from William Paterson University. Adrian is accomplished academically and personally. He is [...]

On Friday, May 3, 2019, Access Wealth proudly hosted its second Financial Planning Day for 12 William Paterson University Cotsakos [...]

We are proud to share that Access Wealth’s finance intern, Adrian Rodriguez, has won second place in William Paterson’s eighth [...]

You’re heading to the finish line – retirement is approaching, or maybe you’ve already retired. You’ll want to steer clear [...]

In December 2018, there was a new tax bill working its way through Congress. Called the “Retirement Savings and Other [...]

Does your teenage or college age child work part-time? If so, one of the best things you can do as [...]

For most people, charitable giving involves writing checks to the charities of their choice. However, changes in the tax law, [...]

Winter 2019 Newsletter

As you progress through youth and middle age, retirement moves from being a vague abstraction to an impending reality. How [...]

We were flattered to be interviewed by Citywire Registered Investment Advisor magazine. They asked Portfolio Manager, Mike Chomiak, to describe [...]

Have you ever heard the saying “Slow and steady wins the race?” When it comes to investing and building your [...]

But better looking! We are marking our 30th year in business with a branding refresh that better reflects who we [...]

Lost in all the tax law changes that went into effect this year were several changes made to IRA and [...]

Don’t look now but another tax bill is working its way through the House Ways and Means Committee. If passed [...]

We are pleased to announce that Howard Milove, CPA, PFS, has won the 2019 Five Star Wealth Manager award! By [...]

When it comes to retirement accounts such as Individual Retirement Accounts (IRAs), 401(k)s and 403(b)s, there are two magic ages [...]

Typically, when a tax law is passed that changes the marginal tax rates, the IRS issues new tax withholding tables [...]

Six employees of Access Wealth and their family members ran in the OAS/BS 5K Run on November 4. The money [...]

It is with great pleasure we announce that Levan “Leo” Chubinishvili, CFP® has joined the Access Wealth advisory team as [...]

What is the Medicare Open Enrollment Period? The Medicare Open Enrollment Period is the time during which people with Medicare [...]

According to a study published in the American Journal of Medical Health, people who lack health insurance have a 40% [...]

As Baby Boomers approach retirement they often ask the questions: Should I continue to keep my life insurance polices? Should [...]

Being a single head of household can wreak havoc on your finances, your time, and your career trajectory, presenting challenges [...]

The baby boomer generation consists of 78 million people, all born between 1946 and 1964. Every day 10,000 more in [...]

Property taxes in New Jersey have always been a hot topic of conversation. This was exacerbated with the changes to [...]

I’ve been having more conversations lately with clients about charitable giving. While I have found many to be very generous [...]

Over the past year, we have received many calls from clients about different types of scams. Fortunately, most have been [...]

Here at Access Wealth, we value our employees and the effort they make every day. Throughout the year, we find [...]

In 1960, among all households in the U.S. with children under 18, 1 in 8 were not headed by a [...]

Access Wealth sponsored a hole at the Cranford Jaycees Annual Golf Outing in May, as well as the Veterans Day [...]

Whether you are approaching retirement or have already retired, you have probably thought about your options regarding residential living in [...]

Howard Hook, CFP®, CPA, a senior wealth advisor with Access Wealth (as well as its sister company EKS Associates), was [...]

Surveys have reported that two-thirds of Americans admit to being subject to financial fears, and as many as one-third say [...]

Doctors tell us in order to stay healthy we need to eat a “balanced” diet. Families struggle to find the [...]

Darren Zagarola, CFP®, CPA, PFS, a senior wealth advisor with Access Wealth (as well as its sister company EKS Associates), [...]

Estate planning has always been considered an integral part of one’s financial plan. However, there’s been a misconception that it [...]

Roth IRAs have been around since the Tax Payer Relief Act of 1997.  During that time, the use of the [...]

The Roth IRA was created in 1997 and quickly became popular. One of the main differences between it and the [...]

Access Wealth is proud to support the NJ Blast and AAU Basketball.

Has anyone ever told you that you are paying too much for your car? The conversation goes something like this: [...]

While most people may be concentrating on saving for retirement, putting their kids through college, or buying that second home, [...]

Retirement security and protection against the risks of disability and premature death are among the most important challenges families face [...]

Elizabeth (name changed) contacted her financial advisor after her husband passed away earlier this year. One of the important issues [...]

The biggest tax overhaul in more than 30 years will have a long-lasting impact on American families, changing the way [...]