Access Wealth advisor, Leo Chubinishvili, CFP®, was recently featured in NJMoneyHelp, weighing in on a question many investors face:
What should you do when your portfolio isn’t keeping up with the market?
The article explores a common concern—underperformance relative to the S&P 500—and whether it’s a signal to make changes or stay the course. While it’s natural to compare results to headline benchmarks, that comparison doesn’t always tell the full story.
Leo’s perspective reinforces an important principle: your portfolio should be evaluated in the context of your goals, risk tolerance, and long-term plan, not just by short-term performance relative to an index. Factors like diversification, income needs, and downside protection can all lead to periods where a portfolio behaves differently from the broader market.
For many investors, reacting too quickly to performance gaps can lead to decisions that ultimately work against long-term success. A disciplined strategy, grounded in a clear financial plan, can help provide perspective during periods of market divergence.
Read the full article on NJMoneyHelp: My Portfolio Is Lagging the S&P. Should I Make Changes?
What This Means for You
If you’ve ever wondered whether your portfolio is “on track,” it’s worth stepping back and looking at the bigger picture. Performance should always be measured against your personal goals, income needs, and timelines—not just market benchmarks.
A well-constructed financial plan can help answer the more important question: Is your investment strategy doing what it’s designed to do?
