Access Wealth advisor Leo Chubinishvili, CFP®, was recently featured in Money For Lunch, discussing a strategy many investors overlook: how to realize gains while potentially reducing the tax impact.
The article explains that while taking profits from investments often triggers capital gains taxes, there are ways to offset or manage that liability. One key approach highlighted is pairing gains with losses—commonly known as tax-loss harvesting. By strategically selling underperforming investments to offset gains elsewhere in a portfolio, investors may be able to reduce their overall tax burden without stepping away from their long-term investment strategy.
Leo also emphasizes the importance of timing and coordination. Decisions around when to sell, what to sell, and how to reinvest proceeds can have a meaningful impact on after-tax returns. Without a clear plan, investors may inadvertently create unnecessary tax consequences or miss opportunities to improve portfolio efficiency.
Read the full article on Money For Lunch:
How You Can Take Profit & Reduce a Portion of Your Tax Burden at the Same Time
What This Means for You
If you’re considering selling investments or rebalancing your portfolio, it’s worth looking beyond performance to the tax implications as well. Proactive planning can help you keep more of what you earn and ensure your investment decisions support your broader financial goals.
Learn more about Leo and how he helps clients understand how tax-efficient investing strategies can support long-term financial success.
